“You might think when your account rolls over to seven digits that fireworks light up the sky, confetti falls, and the champagne starts flowing,” writes Reining, who remembers the moment being a letdown. “I can tell you that doesn’t happen. In fact, it was pretty anti-climatic. I was like, ‘Oh, cool,’ and then went back to work.”

In fact, making his first $1,000 from investing was more memorable than crossing the $1 million threshold, Reining says: “That meant my investments could make me $10,000, which meant that they could make me $25,000, and so on.” It changed his mindset and made him realize that becoming a millionaire at 35 was in fact possible.

Self-made millionaire Grant Cardone, who was deep in debt before earning his fortune, had a similar experience.

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